How do I help my child prepare for college?
You can help your child make informed decisions about his or her college education. The Department of Education provides resources to aid in making those decisions on its website.
There are many federal, state, and private educational savings programs. Educational IRAs, prepaid tuition plans, savings bonds and trust plans are just a few of the many ways to prepare for your child's educational expenses. In addition, legislation was recently passed for the 529 savings plan which is now available in all 50 states.
Where can I apply for financial aid?
In order for any student to receive federal financial aid, a Free Application for Federal Student Aid (FAFSA) must be completed.
Fill Out a FAFSA form
What happens if I default on my federal student loan?
It is extremely important not to default on any loan, and defaulting on a federal student loan will impact your credit history. Eventually, your wages may be garnished as a result of defaulting on a student loan.
However, if you feel you may have to default, or if you are already in default, you should contact your lending company for counseling.
What is a loan consolidation and am I eligible for one?
Consolidation loans allow you to combine different types of federal student loans to simplify repayment. Even if you have just one loan, you can still choose to consolidate it. Both the Federal Family Education Loans (FFEL) and Direct Loan Programs offer consolidation loans.
Learn more about loan consolidation here.
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If you would like to request our help with an issue involving education, please fill out a privacy release form and my office will get in touch with you.
If you have question or comments about an education issue, feel free to contact my office.
